Ricardo Sotelo's Blog - Car Financing Tips Articles

Read my Car Financing Tips Articles

How Buying a Car Impacts Your Credit—And How We Can Help You Build It

Your credit score plays a big role in your ability to buy a car—but did you know that buying a car can also improve your credit? Whether...

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How to Trade In a Car When You Still Owe Money On It

Still making payments on your current car but thinking about upgrading? You’re not alone. Many buyers still owe money on their vehicle when they decide it’s time for a change—and the...

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How Dealer Financing Can Save You Time and Give You More Options

When it’s time to finance your new car, many buyers assume they need to visit a bank or credit union first. But the truth is, working directly with the dealership can be faster, more...

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What Does 'Out the Door Price' Mean? Breaking Down Car Buying Costs

When you're buying a new car, understanding the total cost is crucial. One term that often comes up during negotiations is the "out the door price." But what exactly does it mean, and...

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What You Should Know About Car Depreciation Before You Buy

As a car salesperson, I’ve met countless buyers who come in focused on getting the best price or the newest features but haven’t considered one critical aspect of car ownership: depreciation. If...

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What You Should Know About Car Depreciation Before You Buy

As a car salesperson, I’ve met countless buyers who come in focused on getting the best price or the newest features but haven’t considered one critical aspect of car ownership: depreciation. If...

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